If you're still new to HTML, and are haveing a hard time making that first layout, here are some really simple layouts that you can make. For the most part, all you'll need is a graphic that is the specified size, a basic text editor (like notepad), and possibly a graphics program like Adobe Photoshop (recommended), or Paint Shop Pro (cheaper). To get started, click on one of the thumbnails to make that specified layout.
Also, although I designed these layouts, as long as you change the graphics, type a little HTML, and actually learn something you're not required to give me any credits. Link backs are still always welcome!
Pick A Layout...